Personal injury claim process: Difference between revisions
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== Payout == | == Payout == | ||
=== Medicare Compensation Recovery === | === Medicare Compensation Recovery === | ||
''I was notified that my solicitor got money to his bank account. I was surprised that it was way less than I have expected. He wrote to me that it is because Medicare withheld 10% until, they will resolve how much money I have to pay back to them. Previously, I was told by my solicitor that Medicare will deduct automatically the sum that is awarded by tribunal. So, now I am trying to find out what is an actual process. | ''I was notified that my solicitor got money to his bank account. I was surprised that it was way less than I have expected. He wrote to me that it is because Medicare withheld 10% until, they will resolve how much money I have to pay back to them. Previously, I was told by my solicitor that Medicare will deduct automatically the sum that is awarded by tribunal. So, now I am trying to find out what is an actual process. | ||
My current understanding is that that insurance company transfers 10% of compensation to Medicare. Medicare deduct from it what is owned to them and returns the rest. There were 2 sums: | My current understanding is that that insurance company transfers 10% of compensation to Medicare. Medicare deduct from it what is owned to them and returns the rest. There were 2 sums: | ||
* about $10k that was listed in Medicare declaration | * about $10k that was listed in Medicare declaration | ||
* about $5k was awarded by PIC member as the rest was disputed by insurance. | * about $5k was awarded by PIC member as the rest was disputed by insurance. | ||
I find out that insurance is disputing medical expenses only at the tribunal. | |||
I find out that insurance is disputing medical expenses only at the tribunal. That was big shock for me. I tried to fix situation showing that all medical expenses are direct consequence of the injury, but PIC member ignored it saying that I forgot to duplicate sums for services. Now I do not know what I will be charged, but I hope solicitor told me truth as from his side it was very easy to get it covered by insurance. I have been asked to fill in 3 forms to recover money from Medicare.'' | |||
<strong>M0021</strong> | |||
<strong>M0021</strong> | |||
<strong>M0021</strong> | |||
Revision as of 04:56, 20 December 2023
I found whole claim process exceptionally stressful. QBE and their lawyers McInnes Wilson Lawyers did more that I could have imagined prolonging this process and make it more difficult and stressful. Unfortunately, personal injury lawyers, whom I hired to represent me made it even more stressful. As sed as it sounds it was deeply retraumatizing experience.
There were many things that can be done to make it different, but as I am still in the process the one thing that I can do now is to write about it while all my memories are fresh. Knowing about the process would have helped me a lot. As I am at late stages of my claim now, I will start from there and come back to earlier stages when I have time.
This is based only on my experience. You process might be different, but I hope lessons from my journey still can help reducing stress.
Incident notification
Personal injury claim form
Collecting evidence
Medical assessments
Tribunal
Payout
Medicare Compensation Recovery
I was notified that my solicitor got money to his bank account. I was surprised that it was way less than I have expected. He wrote to me that it is because Medicare withheld 10% until, they will resolve how much money I have to pay back to them. Previously, I was told by my solicitor that Medicare will deduct automatically the sum that is awarded by tribunal. So, now I am trying to find out what is an actual process.
My current understanding is that that insurance company transfers 10% of compensation to Medicare. Medicare deduct from it what is owned to them and returns the rest. There were 2 sums:
- about $10k that was listed in Medicare declaration
- about $5k was awarded by PIC member as the rest was disputed by insurance.
I find out that insurance is disputing medical expenses only at the tribunal. That was big shock for me. I tried to fix situation showing that all medical expenses are direct consequence of the injury, but PIC member ignored it saying that I forgot to duplicate sums for services. Now I do not know what I will be charged, but I hope solicitor told me truth as from his side it was very easy to get it covered by insurance. I have been asked to fill in 3 forms to recover money from Medicare.
M0021
M0021
M0021